Equipment Financing
Financing options for essential commercial equipment
Crestova Financing helps businesses seek financing for the equipment they rely on to operate. We gather the details of your transaction and work with our network of independent lenders to identify options that may fit.
Possible financing structures
Equipment financing agreements
A commercial financing agreement structured around the equipment being acquired.
Equipment leases
Lease structures that may be available depending on the lender, equipment type and end-of-term preferences.
Equipment loans
Term financing used to purchase business equipment, with the equipment typically serving as collateral.
Used-equipment financing
Financing options for qualifying used equipment purchased from dealers, vendors or private sellers.
Vehicle and titled-equipment financing
Options for trucks, trailers and other titled commercial equipment, subject to lender requirements.
Equipment refinancing, when available
Refinancing of existing business equipment may be available through certain funding partners.
Program availability, down-payment requirements, term lengths, rates and documentation depend on the lender, the transaction and the applicant's qualifications. Not all structures are available for every business or equipment type.
What may be financed
- Construction and excavation machinery
- Trucks, trailers and titled commercial vehicles
- Landscaping and tree-service equipment
- Manufacturing and fabrication machinery
- Medical, dental and veterinary equipment
- Agricultural machinery and implements
- Towing and roadside-assistance equipment
- Shop, warehouse and service-business equipment
New versus used equipment
Both new and used equipment may qualify for financing. New equipment purchased through a dealer or vendor is often the most straightforward transaction because pricing, specifications and invoicing are clearly documented.
Used equipment is reviewed on a case-by-case basis. Lenders may consider the age, hours or mileage, condition, resale value and the type of seller. Private-party purchases may require additional documentation such as an inspection, a bill of sale or title verification.
Typical information requested
- Legal business name, entity type and business address
- Time in business and industry
- Requested financing amount and equipment cost
- Equipment description, condition and vendor information
- Owner contact information and ownership percentage
- Additional documentation the lender may request during review
Financing process
- 01Share the details of your business and the equipment you need.
- 02Complete the commercial financing application.
- 03Provide any supporting documents requested during review.
- 04We submit your request to appropriate funding partners.
- 05Review any financing options that are offered.
- 06Complete documentation and closing with the lender.
- 07The lender coordinates payment to the approved vendor or seller.
Frequently asked questions
Ready to Finance Your Next Equipment Purchase?
Tell us about your business and the equipment you need. A Crestova financing specialist will review your request and discuss the next steps.